Offered fully furnished, with NO flood insurance required, a newer bulkhead, and a floating dock, this waterfront gem is move-in ready and worry-free! Welcome to your dream waterfront oasis! This remarkable property combines luxurious indoor living with breathtaking outdoor spaces, creating the perfect setting for relaxation and entertainment. Nestled on a serene waterfront lot, this home boasts over 1,800 square feet of beautifully finished living space. From the moment you arrive, you'll be captivated by the stunning curb appeal, featuring extensive hardscaping, meticulous landscaping, and a new concrete driveway. Upon entering the home, you'll step into an inviting living room adorned with elegant crown molding, classic wainscoting, recessed lighting, and stunning refinished hardwood floors. Adjacent to the living room is a beautiful kitchen and dining room combo featuring granite countertops, ample cabinetry, and newer appliances. Step out from the living room onto the expansive composite deck—an ideal spot for enjoying al fresco dinners. This main level also offers two spacious bedrooms, including a primary bedroom, and a completely remodeled full bathroom with contemporary finishes. The lower level, featuring new luxury vinyl flooring, provides additional versatility, featuring a third bedroom/office, a newly added half bathroom, and a spacious living room with a brick hearth and wood stove—perfect for unwinding on movie night or watching the big game. Sliding doors lead to a covered patio, offering seamless indoor-outdoor living and access to your private backyard oasis, designed for entertaining! The backyard also features a new vinyl privacy fence, a newly added deck staircase, a renovated shed/bar with a roll-up window, a newer bulkhead, and a floating dock. Additional upgrades include a newer roof and an energy-efficient tankless hot water heater. This home is truly made for hosting family and friends while enjoying the waterfront lifestyle. We are marketing the lower-level room as a bedroom, and while it can be used as such, it may not be classified as a bedroom by the tax office since it does not have an egress window. NO FLOOD INSURANCE NEEDED. Schedule your private tour today!